A rare turn-key waterfront retreat with two distinct living spaces designed for family, friends and generations of memories in the heart of Muskoka or a great Investment opportunity, stay in one rent out the other. Endless possibilities. 2 septic beds, 2 driveways. This exceptional private 3.86-acre waterfront retreat or family compound offers 360 feet of pristine southern exposure shoreline and the rare combination of natural beauty, and year-round recreation. The property features a beautifully level landscape with a sandy beach and shallow family-friendly entry that transitions to deep water off the dock, making it ideal for swimming, boating and extended exploration. Perfect for long days on the water just down from the Moon Chutes. Ideal for a beautiful morning paddle or enjoy tubing, water-skiing or wakeboarding. Endless fun on the water . The main residence is a unique train station-inspired design that blends character with comfort. Inside, you'll find three bedrooms plus a loft, a spacious great room, and a welcoming kitchen designed for gathering and entertaining. A pool table area adds to the home's relaxed recreational feel making it equally suited for quiet family time or hosting guests. A standout feature is the triple-car garage with large deck and hot tub, fully finished loft complete with a kitchen and bathroom and a 2 sided gas fireplace. This stunning area is ideal for guests, extended family, hobbies, or a private studio-offering flexible use while maintaining separation from the main living quarters. The property is being offered turnkey, with furnishings and water toys included, allowing for immediate enjoyment. The design and setting reflect classic Muskoka charm, combining rustic character with modern convenience. Ideally located close to Bala and the vibrant hub of Port Carling. You are just minutes from golf courses, boutique shops, fine dining, and essential amenities while enjoying the peace and privacy of a prime waterfront setting.