WATERFRONT! 2.8 Acres on the Bay of Quinte. A rare opportunity that includes two parcels; a beautifully maintained waterfront home on one parcel PLUS a fully severed second waterfront lot with potential for future use. Keep it as an investment, or enjoy the added space & privacy. But wait, there's more! 40 Wallbridge Circle also comes with shared ownership (2 shares) in a separate waterfront parcel in the neighbourhood. Nestled on a quiet cul-de-sac just 12 minutes from Belleville, 25 minutes from Sandbanks Provincial Park, and minutes from Massassauga Conservation Area, this stunning 3-bedroom, 2-bathroom raised bungalow offers the perfect blend of luxury, recreation, and peaceful waterfront living. Designed to maximize the spectacular Bay views, the home features expansive multi-level decks off both the main living area and the primary suite, creating ideal spaces for entertaining, outdoor dining, or simply relaxing by the water. Enjoy swimming, boating, fishing, and unforgettable views from your own shoreline. Inside, bright and inviting living spaces showcase updated hardwood flooring, a stylish kitchen with stainless steel appliances, spacious dining areas, and abundant storage. The primary bedroom retreat features direct deck access overlooking the Bay and a private 3-piece ensuite. The walkout lower level offers a generous family room with a gas fireplace, additional hobby or recreation space, and direct access to the oversized two-car garage with a dedicated electrical panel-perfect for hobbyists, boaters, or workshop enthusiasts. A greenhouse, garden shed, year-round municipal road access, and school bus service further enhance this exceptional property. Combining privacy, convenience, and future potential, this is a rare chance to secure a premium Bay of Quinte waterfront estate where every day feels like a getaway.