Enjoy waterfront living at its finest at Villa 103, located in the gated community of The Reserve at St. Charles Bay. This fully furnished 4-bedroom condo offers plenty of space to relax and entertain. The main floor has an open-concept kitchen-living room with shiplap wall accent, stainless steel appliances, custom backsplash, a lovely island with sink, & extra sitting to entertain guests. The 2nd level has 2 guest bedrooms and a Primary suite with a patio to enjoy the morning breeze; complete with a huge spa-like full bathroom. The third-floor bedroom provides a private retreat for guests, complete with its own full bathroom, adding extra flexibility and comfort. The covered back patio offers an ideal outdoor retreat, complete with a dedicated tackle closet for fishing gear and a freezer for added convenience. Step right out to your private boat lift and take advantage of some of the best fishing on the Texas coast. Spend your days on the water and unwind in the peaceful coastal setting. HOA dues cover insurance, landscaping, pool, pier, and more. Making this a true low-maintenance, lock-and-leave property. Whether you’re looking for a weekend getaway, full-time residence, or investment opportunity, this one checks all the boxes.