Think you can't afford to own a home? Come see this immaculate two-bedroom, two bathroom detached Single-Family Home in the Highly Desired 55+ Watercolors gated Community! This property carries a $103,000 silent 2nd mortgage with the City of La Quinta Housing Authority and you must meet moderate income requirements. Total Purchase price including the silent second is $455,000 ($352,000 + $103,000). Buyer needs to qualify with the Housing Authority for the lesser amount. Situated away from road noise and the entrance gate, this beautifully maintained detached single-family home offers the perfect blend of comfort, style, and convenience surrounded by nearby multi-million-dollar homes and communities. With impeccable pride of ownership and tasteful upgrades throughout, this home is truly move-in ready! Step into the remodeled kitchen, featuring quartz countertops, Stainless steel appliances, custom-painted new soft close cabinets, a new sink, faucet and refrigerator. The open-concept great room boasts high 12+ft ceilings, ceiling fans, two new chandeliers, cozy gas fireplace, and an abundance of natural light. The spacious primary suite offers a large walk-in closet and an ensuite bathroom with a dual sink vanity and a walk-in shower. Additional highlights include an indoor laundry space, an attached two-car garage with EV charger, new garage opener including springs and rollers, and a generous side yard patio with a new canvas sunshade-covered sliding door perfect for outdoor relaxation. Don't miss this rare opportunity to own a detached home in the desirable Watercolors 55+ community. Watercolors is an income qualified community offering low maintenance living, community pool/spa and a clubhouse. Close to shopping malls, restaurants, and all amenities.