Welcome to this well-maintained raised bungalow in the heart of beautiful Victoria Harbour offering comfort and room to grow all in a location just moments from the shores of Georgian Bay. Situated on a generous 66 x 165 ft fully fenced lot, this inviting home features 3+1 bedrooms and 2 full bathrooms, making it an excellent option for families, retirees, or those looking for additional space for guests or a home office.The bright main level offers a welcoming living and dining area, while the finished lower level provides a spacious rec room, additional bedroom, full bathroom, and plenty of flexible living space. Thoughtful updates throughout the years provide peace of mind, including a new central air system and stove in 2023, kitchen cabinet refinishing in 2024, basement renovation and new dishwasher in 2025, plus a new water heater and sump pump in 2026. Outside, enjoy year-round living with a large detached heated and insulated garage perfect for hobbies, a workshop, or storing all the toys. Walk-out deck overlooks ta large fully fenced yard with firepit area and landscaping. The private double driveway offers parking for up to 8 vehicles. Conveniently located close to parks, beaches, recreation, places of worship, and public transit, this move-in ready home combines small-town charm with everyday convenience in one of Tay Township's most desirable waterfront communities.