Turn Homeownership Into an Investment at 13 Chestnut Lane, St. Catharines. Why choose between owning a home and building wealth when you can do both? Welcome to 13 Chestnut Lane, a rare opportunity in one of St. Catharines' desirable neighbourhoods. Whether you're a savvy investor, a first-time buyer, or a young professional looking to offset your mortgage, this versatile R2-zone property delivers exceptional value and flexibility. Featuring two units, this property is perfectly suited for house hacking-live in one unit while generating rental income from the other. Unit A offers a bright and spacious 2-bedroom, 1-bathroom layout with forced-air gas heating, central air conditioning, and an egress basement window, providing added safety and future flexibility. Unit B is a comfortable 1-bedroom, 1-bathroom suite featuring its own energy-efficient heat pump for year-round heating and cooling. Designed with convenience and efficiency in mind, each unit has its own separate electrical service and independent heating and cooling systems, allowing for greater tenant comfort and simplified management. While the property shares a single water and sewer connection. Additional features include, Private, fully fenced rear yards for each unit, Two dedicated parking spaces, Security camera system, Two sump pumps, each equipped with a city water backup system for added peace of mind. Located in a growing community with strong rental demand, this property offers an excellent opportunity to build equity while generating income. Whether you're looking to start your real estate journey, reduce your monthly housing costs, or expand your investment portfolio, 13 Chestnut Lane is a smart move.