Nestled on 1.68 acres of beautifully treed privacy along the quieter northern section of Four Mile Lake, this well-maintained year-round home or cottage offers 145 ft of west-facing waterfront surrounded by stunning granite outcroppings, incredible swimming, kayaking, and endless outdoor adventure. With no neighbours to the north, the setting feels peaceful and secluded while still being easily accessible on a year-round maintained road with garbage/recycling pickup and high-speed internet available. Approximately $175,000 has been invested in thoughtful upgrades over the years, including a Waterloo Biofilter septic system (2017), drilled well (2019), heat pump and electric furnace (2018), plus extensive cosmetic improvements throughout. Inside, the spacious Kawartha room with updated screened windows allows you to fully enjoy the outdoors without the bugs, while the warm and inviting interior features a living room fireplace, main floor laundry and storage, a finished loft for additional living space, and three well-sized second-floor bedrooms with an updated 4-piece bathroom and convenient main floor powder room. Down by the water, the large lakeside bunkie offers the perfect space for guests, extra sleeping quarters, storage, or simply relaxing at the shoreline, complete with a brand new eco toilet. Most furnishings and contents are included, making this a true turnkey opportunity ready to enjoy from day one this summer.