Attention first-time buyers and investors-this is the opportunity you've been waiting for. This semi-detached century home blends timeless character with everyday convenience, all in a prime downtown location just steps to shops, restaurants, parks, trails, the river, and local entertainment.Thoughtfully configured as a duplex with separate utilities and heat controls for each unit, this property offers true turnkey flexibility. The main-level unit features 2 bedrooms, soaring ceilings, tall baseboards, and bright, spacious living areas that highlight the home's classic charm. Upstairs, the 3-bedroom unit provides generous space-ideal for tenants, extended family, or additional income.Whether you're looking to offset your mortgage by living in one unit and renting the other, or expand your investment portfolio, this property delivers on both versatility and value. A rare chance to own a piece of history with built-in income potential, right in the heart of it all.