Fantastic opportunity for investors or multi-generational families! This detached home offers two separate living quarters, providing flexibility, privacy, and excellent income potential. Situated on a generous lot with a spacious backyard, this property is ideally located just minutes from downtown Toronto and steps from the waterfront, parks, trails, and the highly sought-after Upper Beaches community. The main level features a bright foyer and spacious living room with large windows that fill the home with natural light. The primary bedroom offers a walkout to a deck, creating the perfect space to enjoy your morning coffee or unwind at the end of the day. The lower level includes a functional kitchen with pot lights, stainless steel sink, and a walkout to the backyard. The adjoining dining area is combined with the kitchen, creating an inviting space for everyday living and entertaining. A spacious bedroom with closet space and convenient ensuite bath completes this level. Upstairs, you'll find a separate living area highlighted by a vaulted ceiling and large windows. The bright kitchen features a walkout to a private balcony, while the bedroom offers ample closet space and natural light. With separate living spaces, a desirable location close to transit, waterfront amenities, and downtown Toronto, this property presents an exceptional opportunity for investors, first-time buyers looking for mortgage assistance, or families seeking versatile living arrangements.