An exceptional waterfront retreat on the tranquil shores of Martindale Pond, offering the rare opportunity to enjoy cottage living in the heart of St. Catharines. Set on an impressive 45.5' x 260' ft lot with riparian rights, this beautifully maintained home offers 3+1 bedrooms, 3 full bathrooms, a finished lower level with separate entrance, and a private dock with direct access to the water. Designed for both everyday living and effortless entertaining, the backyard is a true sanctuary featuring a heated in-ground pool, cedar deck, fire pit, pool house with change room and 2-piece bath, detached garage, and lush landscaped grounds. Inside, a spacious addition provides generous living space, complemented by a welcoming family room with a wood-burning fireplace, an elegant living room with a gas fireplace, custom built-ins and updated finishes throughout. Launch a kayak from your own dock, enjoy morning coffee overlooking the water, watch the Henley Regatta and fireworks from your backyard, or embrace the quiet beauty of winter skating on the pond. Just a short walk to the beach, Lakeside Park, excellent schools and neighbourhood amenities, this is a home that offers the best of waterfront living without sacrificing the convenience of the city.