Highly desirable assumable mortgage rate of 2.79% until Spring 2027! Situated in prime heart of Old Historic Town of Niagara on the Lake, desirable location celebrated for being within steps to the lake and walking distance to downtown fine dining restaurants, shops and theatres on Queen Street, and Niagara Golf Club and wineries, with the bonus of seasonal water views! This beautiful 4 bed/2 bath multi-level updated 1890s home has been renovated with style, elegance, & comfort in mind. Perennial gardens welcome you in the lush & private front garden. Rich hardwood floors & natural light greet you in the spacious foyer. Formal D/R overlooks the front garden.The updated kitchen offers features water views, quartz countertops, centre island & stainless steel appliances. Unwind in the adjacent family room w/ beautiful white built-ins and access to large deck with ample seating for entertaining & access to the terraced garden beyond.The terraced garden is delightfully planned to maximize views and provide a variety of spots for; entertaining, enjoying the sunset, hearing the birds sing, church bells ring. Convenient laundry and a 3pc bath on main floor. Upstairs the primary bdrm is spacious w/ private sitting area,juliette balcony and custom closets.2 addl bedrms & 4 pc bath complete this level.Third floor is a spacious 4th bdrm with water views. Step across the back street (Delater St) and walk the path to Balls Beach.Queen St shops are a mere 2 blocks away.This is your opportunity to live the lifestyle you have always dreamed of! Rare opportunity to assume existing mortgage of $492,543 at 2.79% on qualification.