Welcome to 195 Albany Ave, a rare opportunity to own a beautifully renovated semi-detached home in the heart of the Annex. Blending historic charm with modern luxury, this spacious 3+2 bedroom, 6 bathroom residence spans four fully finished levels, offering exceptional living space for today's urban family. The sun-filled main floor features an inviting open-concept layout, oversized picture windows, and a cozy fireplace. At the heart of the home, a custom chef's kitchen boasts premium integrated appliances, an oversized island with seating, and elegant finishes throughout. A dedicated office nook provides the perfect workspace and opens directly to a private deck for seamless indoor-outdoor living. On the second floor, you'll find two generous bedroom suites each with its own ensuite, a flexible den (ideal as a library, playroom, or potential 4th ensuite), and a full laundry room for added convenience. The entire third floor is dedicated to the primary retreat, complete with a large walk-in closet, spa-inspired ensuite, and a private terrace with tree-lined views. The fully finished lower level, with a separate walk-up entrance, offers versatile living options ideal for extended family, an in-law suite, or private guest quarters. Located on a quiet, tree-lined street just steps to Bloor St., TTC, top schools, parks, and the vibrant shops and restaurants of the Annex, this is truly a turnkey home in one of Toronto's most desirable neighbourhoods.