Welcome to 1019 Loyalist Drive on the Gull River. South facing. Direct access to Gull Lake and 30 kms of shoreline is only 400 meters downstream, or one can easily boat upstream to downtown Minden. A year-round home or cottage. A solid raised bungalow on a dead-end road with 34 easy steps to a lovely riverside setting with 89 ft on the river. The main level is 1056 sq ft and includes 2 bedrooms, an office, kitchen, dining room and a living room with a walk out to the riverside deck and gazebo, 3-piece bath (renovated 2022) and a main floor laundry. The downstairs offers another 630 sq ft of living space including a large family room, 1 bedroom and a 3-piece bath and a modern airtight woodstove. It has a walkout to the parking area and to the riverside. Ideal for an in-law suite or rental unit with private access. Home/Septic inspection completed. Located 10 mins south of Minden just off Highway 35 via Sandy Bay Road (a school bus stop). The township road is maintained year-round to Loyalist Drive and then it is only 100 meters to this home. $100/yr for private road maintenance. A quiet enclave of 12 properties. Just over 2 hrs from the GTA. Year-round road. 200AMP. Heated water line. F/A propane furnace(2018). Napoleon airtight wood stove in basement less than 10 yrs old and professionally installed. The upstairs bathroom was renovated in 2022. River water intake with heated line installed in 2021. Exceptionally private area at river's edge is an ideal spot for a patio or gazebo. Great swimming. Sandy shoreline. 6+ feet of depth. No neighbours on the opposite bank. Cottage has good bones but is ready for some TLC and your finishing touches. An ideal year-round home or cottage that is largely furnished and just over 2 hours from the GTA. Traditional bank solutions not meeting your needs? Let me introduce you to a skilled Level 2 Mortgage Agent who has access to a broad range of competitive financing options. This property could be yours in as little as 30 days.