Welcome to your dream coastal home perched above beautiful St. Margaret’s Bay! This spacious and character-filled two-story tongue-and-groove home offers panoramic ocean views, exceptional privacy, and flexible living on a 1+ acre lot. With 4 bedrooms and 3.5 bathrooms, this property is perfect for families, multi-generational living, or those who love to entertain. The sunlit main level features expansive windows that frame the water, an inviting living/dining area with a cozy wood-burning fireplace (WETT certified), and a beautifully updated eat-in kitchen with new quartz counters and double ovens—perfect for home chefs. Upstairs boasts all-new flooring and generously sized bedrooms, including a charming retro-inspired primary ensuite. The former 2-car garage has been converted into a spacious flex/family room—ideal for a gym, studio, or games room. A private one-bedroom in-law suite offers its own entrance, driveway, full bath, and kitchenette—ideal for extended family, guests, or summer Airbnb income. An adjacent storage area could easily become a home theatre or media room. Additional updates include new roof shingles, pressure tank, water heater, new carpeting on the stairs and den, and upgraded front windows. The property backs onto the Rails to Trails system, with mature trees offering privacy and peaceful surroundings. Just minutes from local amenities and ocean adventures, this rare gem offers space, style, and income/in-law potential in a coveted coastal setting. Don’t miss your chance to live by the sea!