A rare freehold income property in St. Catharines where you can live in one unit and let the second unit pay your mortgage. This home offers two separate self contained units , each with its own entrance, kitchen and laundry. The main level has three bedrooms, and the lower level has two rooms with a full washroom. With a newer roof, new flooring, and strong rental demand in this area, it's built for low-cost ownership. 5 mins to groceries, gyms, schools, and transit. Similar homes in St. Catharines earn $3,500-$3,900/month, giving investors solid cash flow and offering owner-occupiers the chance to reduce monthly living costs dramatically. A clean, profitable freehold with no extra fees!