Perfect year-round cottage or home, built in 2017, offering exceptional comfort & versatility for multi-generational living. With 2 bedrooms on the main level & 2 additional bedrooms on the fully finished lower level, there's plenty of space for family & guests alike. The main floor features a stunning great room with cathedral ceilings, a beautiful stone propane fireplace, &large windows that fill the space with natural light. The spacious primary bedroom, 4-piecebathroom, & guest bedroom provide convenient main-level living. Step into the large screened-in Haliburton Room-ideal for relaxing & enjoying the outdoors in comfort. The lower level offers a full walkout to the lake & includes a generous recreation room with a fireplace, 2 additional bedrooms, an office, & a 3-piece bathroom-perfect for extended family or guests seeking their own space. Outdoors, enjoy a level lot leading to the water's edge, with excellent swimming featuring a gradual sandy entry as well as deep water off the dock. The large docking system enjoys sun for most of the day, making it perfect for lakeside lounging. Anglers will appreciate the excellent fishing, including lake trout, rainbow trout, & bass. Additional features include a detached garage for storage & ample parking. Conveniently located just 15 minutes from Haliburton, this property offers the perfect balance of privacy & accessibility. A true four-season retreat ready to be enjoyed year-round.