Welcome to this charming 3-bdrm rancher including a 1-BDRM BASEMENT SUITE, nestled in the heart of CULTUS LAKE! Whether you're searching for a peaceful full-time residence or a weekend retreat, this home offers the best of lake living—just a SHORT WALK TO THE WATER. The main floor features a bright & spacious living room w/ a cozy GAS FIREPLACE, while the kitchen offers ample cabinetry & a dedicated dining area. You'll also find 2 generous bdrms & a 3pc bthrm. The 1-bdrm suite below adds fantastic flexibility for generating RENTAL INCOME. Plus, the coveted SHORT TERM RENTAL PERMIT is already in place—a rare & valuable bonus in this desirable community! Enjoy the outdoors on either the front or back deck, both w/ GAS BBQ HOOKUPS—ideal for entertaining or simply soaking in the surroundings!