Welcome to this beautiful, fully renovated bungalow in the heart of St. Catharines. A perfect opportunity for homeowners and investors alike! This stunning, fully fenced home offers a thoughtfully designed upper level featuring 3 spacious bedrooms and 2 modern full bathrooms. The bright, open-concept living space is complemented by stylish finishes throughout, creating a warm and inviting atmosphere. Convenient bonus upper-level laundry connection adds to the functionality of two independent units, making everyday living effortless. Not to mention a huge lot perfect for entertaining. The fully separate lower-level apartment is equally impressive, complete with 2 bedrooms, 1full bathroom, it's own kitchen, and private in-suite laundry. With a separate entrance and complete independence, this space is ideal for generating rental income or accommodating an extended family. Whether you're looking to live in one unit and rent the other to help offset your mortgage, or seeking a turnkey investment property with strong income potential, this home delivers exceptional flexibility and value. Located in a desirable neighborhood close to amenities, schools, parks, and transit, this is arare opportunity you won't want to miss!