Live in luxury for less! You can own this beautiful fully legal 3+1 bdrm townhome with W/O bsmt apt & live in main unit for under $1,500/mth including utilities, insurance & taxes! With potential rental income from the lower suite covering up to $300,000 worth of mortgage payments, this is your chance to enjoy premium living without premium price tag. Perfect for couples or young professionals priced out of major urban markets, this move-in-ready home delivers modern design, quality & incredible value in one of Palmerston's most desirable communities. Built by WrightHaven Homes this home offers over 2300sqft of finished living space across 2 independent units. Main floor is bright & open W/wide plank vinyl flooring, oversized windows & calming neutral palette. Kitchen W/granite counters, soft-close cabinetry & S/S appliances with breakfast bar ideal for casual dining & entertaining. Separate dining room with W/O to private front balcony & living room that opens to a second rear balcony gives you 2 beautiful spaces to enjoy the outdoors. Upstairs are 3 bdrms including generous primary suite with W/I closet & ensuite W/glass-enclosed shower. A second full bath & upper-level laundry round out the space. Fully legal bsmt apt features its own entrance, kitchen W/granite counters & S/S appliances, laundry, 3pc bath & W/O to private patio-perfect for generating monthly rental income. Backing onto scenic trails & surrounded by quiet streets this location offers the best of small-town life W/access to big-city conveniences. Palmerston is a growing connected community where neighbours wave, shops & restaurants are around the corner & local employers like Palmerston Hospital & TG Minto support strong economic stability. With access to Listowel, Fergus, Guelph & KW commuting is easy but the value here is unmatched. If you're looking for modern living, rental income & room to grow without sacrificing style or location, this property might be the smartest move you'll ever make.