Located in the desirable Fernwood/Jubilee area, this charming home offers the perfect blend of living space with the flexibility of a mortgage helper or room for extended family. The main level features 3 spacious bedrooms, two full bathrooms, a bright, open-concept living and dining area, a generous 18'x11' country kitchen with a large balcony overlooking the sunny west-facing backyard, and a 1 car garage. The lower level features a professionally built, brand-new (walk-out) 1 bedroom suite with in-suite laundry and 1 car garage. Situated on a quiet tree-lined street just minutes (by bike) to downtown and within walking distance of transit, schools, and amenities, this property is ideal for families or investors seeking a turnkey opportunity in one of Victoria's most vibrant communities. Nestled on a flat 6000 sf lot, the backyard is perfect for gardeners, entertaining, or children to play! Come see all that Fernwood has to offer!