Just steps from the shores of Lake Ontario, this spacious two-storey home offers a rare combination of size, versatility, and deeded water access, making it an exceptional opportunity for larger families or multi-generational living at an attainable price point. The welcoming front entry opens into a bright living room with vaulted ceilings and hardwood floors, flowing effortlessly into a generous dining area for larger gatherings. The kitchen is filled with natural light from two large windows and features built-in stainless steel appliances, ample cabinetry, and expansive counter space, seamlessly connecting to the cozy family room. A natural gas fireplace anchors the space, while a walkout leads to the back deck-perfect for indoor-outdoor living. One of the home's most valuable features is the main-level primary suite, offering comfort and privacy with dual closets, a private walkout and an ensuite with an accessible shower-ideal for extended family members or those needing main-floor living. A guest bathroom and convenient laundry with direct garage access complete this level. Upstairs, a private bedroom suite with lake views and its own ensuite provides an ideal retreat at the end of a long day. Two additional bedrooms and a full bathroom ensure everyone has their own space. The lower level adds even more flexibility, featuring a fifth bedroom or home office, generous storage and excellent potential for a full in-law suite-perfect for multi-generational living or future customization. Outside, the fully fenced yard is designed for both relaxation and entertaining, with a sprawling deck, BBQ patio, and a lower-level deck with hot tub area. With deeded lake access and a private boat slip, you'll enjoy breathtaking views, scenic waterfront walks, and a lifestyle that feels like a retreat, while still being minutes from amenities and Highway 401. A rare opportunity to secure space, flexibility, and waterfront living-without the premium price tag.